Couverture - Copie

Protection Sociale et Assurance Collectives:

Concepts, Théorie et gestion financière

Paris: Edilivre, 2011, 350 p.


Theory and Practice of Insurance

Boston: Kluwer Academic Publishers, 1998, 340 p.






Sélection d'articles


“Internationalization, performance and volatility: the world largest financial groups,” Journal of Financial Services Research, vol. 38(2), 2010.


“Geneva Risk and Insurance Review 2009: in quest of

behavioural insurance,” Geneva Papers on Risk and Insurance, vol. 35(3), 2010.


“Business Cycles in Insurance and Reinsurance: International Diversification Effects,” (with U. Meier), Applied Financial Economics, vol. 20(8), 2010.


“Foreign affiliates of the largest insurance groups: location-specific advantages,” Journal of Risk and Insurance, vol. 75(2), 2008.


"Foreign Direct Investment in the Health Care Sector and Most-Favoured Locations in Developing Countries," European Journal of Health Economics, vol. 8(4), 2007.


"Business cycles in insurance and reinsurance: the case of France, Germany and Switzerland," (with Ursina Meier), Journal of Risk Finance, vol. 7(2), 2006.


"Financial Development, Human Capital and Political Instability," Finance India, vol. 19(2), June 2005.


 “Healthcare Expenditures and Ageing: a comment," Applied Health Economics and Health Policy, vol. 3(3), 2004.


“Risk Taking in the Domain of Losses: Experiments in Several Countries,” (with Henri Loubergé), Journal of Risk Research, vol. 4(3), 2001.


“Ageing of Population and the Future of Health Care Plans,” The Geneva Papers on Risk and Insurance, vol. 26, January 2001.


"Size and Concentration Patterns of the World's Largest Reinsurance Companies," The Geneva Papers on Risk and Insurance, vol. 23, Jan 1998.


"Life Insurance Markets in Developing Countries,"

Journal of Risk and Insurance, vol.63(2), 1996


"Trade in Insurance in Central-America Common Market,"

The World Economy, vol. 19(5), 1996.


"Reinsurance in Developing Countries," Journal of Reinsurance, vol. 2, Spring 1995.


"Underwriting Cycles and Rate Regulation in Automobile Insurance Markets," Journal of Insurance regulation, vol.9, Dec 1990.


"Whole-Life Insurance Lapse Rates and the Emergency Fund Hypothesis," Insurance Mathematics and Economics, vol. 9, Dec. 1990.


"The Economic Significance of Insurance Markets in Developing Countries," Journal of Risk and Insurance, vol. 57(3), 1990.


"The Long-Run and Short-Run Demand for Cash Balances: Case of Insurance Companies," Quarterly Review of Economics and Business, vol. 28, 1988.


"Relative Risk Aversion around the World: Further results," (with G. Szpiro), Journal of Banking and Finance, vol. 6(1), 1988.


"An International Analysis of Underwriting Cycles in Property and Liability Insurance," (With J.D. Cummins), Journal of Risk and Insurance, vol. 54(2), 1987.


"Indexed and Non-Indexed Insurance and the Growth of Group Life Insurance," Economics Letters, vol. 19, 1985.


"The Portfolio Behavior of Pension Funds in the US: An Econometric Analysis of Changes since the New Regulation of 1974," (with J. D. Cummins), Applied Economics, vol. 16, Oct.1984.


"The Impact of the Government No-Fault Plan for Automobile Insurance in the Province of Québec," Journal of Risk and Insurance, vol. 51, June 1984.


Autres contributions


"Introduction to Insurance and Reinsurance Coverage," D. Dror and A. Preker (Eds.), Social Reinsurance: A new approach to sustainable community health financing,

The World Bank and ILO, 2003. (Translated in French)


“The Retention Capacity of Insurance Markets in Developing Countries,” G. Dionne (Ed).

Handbook of Insurance, Boston: Kluwer, 2000.


"The Health Insurance Sector: Market Segmentation and International Trade in Health Services," International Trade in Health Services, Geneva: UNCTAD, 1998.


"L'assurance dans les pays émergents," (avec M. Lutfalla), Ewald and Lorenzi (Eds.), Encyclopédie de l'Assurance, Paris: Economica, 1998.



La Couverture médicale dans la fonction publique internationale,

Institut International des Sciences Administratives, Brussels, 1998.

"La couverture des soins de longue durée par l'assurance maladie," (avec A. Vessereau),

"La maîtrise des coûts à moyen et long terme par les assurances maladie," (avec A. Vessereau),


"Price Regulation and Segmented Insurance Markets," H. Loubergé (Ed.), Risk, Information and Insurance, Boston: Kluwer, 1990.


"Trade in Insurance Services," Trade in Services, UNCTAD, Geneva, 1989.





The Universe of the Largest Transnational Corporations, UNCTAD Current Studies on FDI and Development, Geneva, 2007.


"Financial Development, Human Capital and Political Instability," UNCTAD, Geneva, 1999.


"The Relationship between Insurance, Financial Development and Market Structure in Developing Countries," UNCTAD, Geneva, 1991.


Insurance Development, Economic Development and the Negotiations on Trade and Insurance Services, Singapore Insurance Institute, Singapore, 1990






























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